Straight-talking essays, papers and presentations on financial advice, applied behavioural finance, regulation and retirement — from a planner who has actually done the work, not just written the rules about it.
For as long as I've been a financial planner, I've been told what to do by people who've never done the job. It's time professional judgment was recognised again.
Read the essay“It is the difference between focussing on the ‘right thing to do’, rather than the ‘legal thing to do’.”
A hard look at who really benefits when super funds are told to help retirees spend down their savings.
Read essay →Why the fact-find is the most under-taught, most important skill in financial advice.
Read essay →What behavioural economics gets wrong when it calls ordinary heuristics “irrational”.
Read essay →A pointed response to the Quality of Advice Review — and the one condition on which I’d accept it.
Read essay →